Smart Rupiya - Instant Loan app for iPhone and iPad

Smart Rupiya does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users

One of our primary partner NBFCs – Jatalia Finance Company Limited is a Systemically Important NBFC within the group companies carrying the brand.

Amount from ₹5,000 to ₹5,00,000.
Duration from 91days to 180days.
Maximum Annual Percentage Rate (APR)： 0.05% per day. The annually maximum interest rate is 18.25%.
No other hidden costs.

Example of repayment of principal and interest at maturity:
If you take a loan with a limit of ₹10,000, an annual interest rate of 18.25%, and a period of 120 days:
Daily Interest = ₹10,000 x 18.25% / 365days = ₹5
Total Interest: ₹10,000 x 18.25% / 365days x 120days = ₹600
Daily Repayment: ₹10,000 / 120days + ₹5 = ₹88.3
Total Repayment: ₹10600

The application process takes a few steps with some documentation and the approved loan amount is transferred to the user’s bank account.

Exclusive features:
- 100% paperless process
- Upto Rs 2 Lakh limit.
- A collateral-free Online loan.
- Convert your short term personal loan to an EMI term loan.
- Privilege to pay monthly rent payments via credit card.

Eligibility:
Borrower must be 18-year old or above.
Maximum age limit at the time of the loan is 56 years.
Indian citizen.
The borrower should be a salaried employee.
Monthly net salary should not be less than Rs.15,000.
An individual must have a minimum work experience of 6 months.

Documents required:
Identity proof (Driving license/Voter id/Passport/Aadhar/PAN).
Address proof (Driving license/Voter id/Passport/Aadhar/Utility bills/bank statements).
E-sign on application with registered mobile and OTP for application.

How to apply
Sign up / Register, with your mobile number
Fill in all required details: Name, Address, Bank account.
Upload PAN card, identity proof.
Get your credit limit assigned.
Esign the agreement.
Your loan amount will be credited to your bank account on successfully completing the process.

Smart Rupiya Online Loan Uses:
Education
Medical
Home renovation
Buying mobile
Travel expenses
Pay your rental deposit
Monthly bills
To buy home appliances, furniture, and other items of need

Security & Protection of Privacy
Data security & privacy is a top priority at Smart Rupiya. We use SHA-2 and 2,048-bit encryption (the strongest security system in the market) security and comply with the SSL certificate.

Download Online loan app now and ensure "Financial Happiness" for your family and yourself!!!

* Annual Interest Rate varies from 18% to 32%.

Reach us:
Email: [email protected]
Address: 500, 5th Floor, Itl Twin Tower, Netaji Subhash Place, Pitampura New Delhi, Delhi, 110034